30 31

RETURNS MODEL

DISCLAIMER: 

Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed.  The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.

WARNING: Property values and rental yields can fall as well as rise.

DISCLAIMER: 

Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed.  The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.

WARNING: Property values and rental yields can fall as well as rise.

ILLUSTRATIVE RETURNS MODEL

5-YEAR PROFIT -

Property price at purchase: EUR593,700

Property value at sale (year 5): EUR722,327

LTV: 65% (EUR385,905)

Mortage interest rate: 2.00% (25 years)

5 year gross profit: EUR266,240

Rental income: EUR137,613

Capital appreciation: EUR128,627

Gross profit: Rental income and capital appreciation Net profit: Gross profit minus acquisition costs, running costs, mortgage costs and sales costs

10-YEAR PROFIT -

GROSS PROFIT(EUR582,265)

Net profit

Gross profit: Rental income and capital appreciation Net profit: Gross profit minus acquisition costs, running costs, mortgage costs and sales costs

Property price at purchase: EUR593,700

Property value at sale (year 10): EUR878,821

LTV: 65% (EUR385,905)

Mortage interest rate: 2.00% (25 years)

10 year gross profit: EUR582,265

Rental income: EUR297,144

Capital appreciation: EUR285,121

GROSS PROFIT (EUR266,240)

Gross profitNet profit Gross profit

ILLUSTRATIVE RETURNS MODEL