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ILLUSTRATIVE RETURNS MODEL
Price (GBP)
AVERAGE SAMPLE 2-BED UNIT PRICE GBP290,000
LTV 65%
MORTGAGE INTEREST RATE (interest only) 3.79% (25 years)
Price (GBP) Capital appreciation (%)
0 1 2 3 4 5 6 7 8 9 10
ILLUSTRATIVE PROPERTY VALUE 290,000 301,600 310,648 321,521 334,382 349,429 363,581 376,833 389,195 400,686 411,333
CAPITAL APPRECIATION - 4.0% 7.1% 10.9% 15.3% 20.5% 25.4% 29.9% 34.2% 38.2% 41.8%
ANNUAL GROWTH 0 4.0% 3.0% 3.5% 4.0% 4.5% 4.1% 3.6% 3.3% 3.0% 2.7%
1 2 3 4 5 6 7 8 9 10
RENTAL INCOME 14,160 14,514 14,949 15,473 16,014 16,519 16,987 17,420 17,820 18,189
RENTAL YIELD 4.9% 5.0% 5.2% 5.3% 5.5% 5.7% 5.9% 6.0% 6.1% 6.3%
Illustrative property value (GBP)
Capital appreciation (%)
Annual growth
Rent (GBP) Rental yield (%)
Rental income
Rental yield
WHAT IS MY NET MONTHLY CASH POSITION AFTER PAYING MY MORTGAGE? -
DISCLAIMER:
Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed. The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.
WARNING: Property values and rental yields can fall as well as rise.
CASH IN:
Rental Income
CASH OUT:
Tenant management fees Running costs Mortgage costs
DISCLAIMER:
Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed. The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.
WARNING: Property values and rental yields can fall as well as rise.
HOW MUCH WILL MY PROPERTY INCREASE IN VALUE? -
WHAT WILL MY GROSS RENTAL INCOME BE? -
