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ILLUSTRATIVE RETURNS MODELILLUSTRATIVE RETURNS MODEL
Price (EUR)
AVERAGE SAMPLE 2-BED UNIT PRICE EUR348,600
LTV 60%
MORTGAGE INTEREST RATE (interest only) 2.40% (30 years)
Price (EUR) Capital appreciation (%)
0 1 2 3 4 5 6 7 8 9 10
ILLUSTRATIVE PROPERTY VALUE 348,600 362,544 377,046 392,128 407,813 424,125 441,090 458,734 477,083 496,166 516,013
CAPITAL APPRECIATION - 4.0% 8.2% 12.5% 17.0% 21.7% 26.5% 31.6% 36.9% 42.3% 48.0%
ANNUAL GROWTH 0 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0%
1 2 3 4 5 6 7 8 9 10
RENTAL INCOME 18,840 19,405 19,987 20,587 21,205 21,841 22,496 23,171 23,866 24,582
RENTAL YIELD 5.4% 5.6% 5.7% 5.9% 6.1% 6.3% 6.5% 6.6% 6.8% 7.1%
Illustrative property value (EUR)
Capital appreciation (%)
Annual growth
Rent (EUR) Rental yield (%)
Rental income
Rental yield
WHAT IS MY NET MONTHLY CASH POSITION AFTER PAYING MY MORTGAGE? -
CASH IN:
Rental Income
CASH OUT:
Tenant management fees Running costs Mortgage costs
HOW MUCH WILL MY PROPERTY INCREASE IN VALUE? -
WHAT WILL MY GROSS RENTAL INCOME BE? -
DISCLAIMER:
Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed. The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.
WARNING: Property values and rental yields can fall as well as rise.
DISCLAIMER:
Any information (including any data, pictures, graphics, and analysis) included in this and other documents is provided by IP Global Limited ( IPG ) to you pursuant and subject to IPG s terms and conditions including those specified in the Client Deed. The information provided by IPG is intended solely as a guide and for information purposes and does not constitute an offer or an acceptance to invest. You are strong advised to seek independent tax, legal and financial advice to your satisfaction before making any investment decision. IPG does not and cannot guarantee |the accuracy of the information. You should not rely on such information as your sole means of making a decision. IPG representatives only work in relation to properties outside Hong Kong and are not therefore licensed under the Estate Agent s Ordinance to deal with Hong Kong properties. IP Global is the trading name of IP Real Estate Investments Pte Ltd (CEA License Number: L3010023I) which is licensed under the Estate Agents Act 2010 of Singapore.
WARNING: Property values and rental yields can fall as well as rise.