RELYING ON COLLECTIVE INNOVATION

The Attijariwafa bank group continues to call

on the creativity and expertise of its employees

to devise new, breakthrough, high-potential

solutions, notably through two groundbreaking

programs: “Wenov Think & Make” and “Welab

Boost”. Now in its 3rd year, the “Wenov Think &

Make” program, which was opened up this year

to the whole Group, has been a real success, with

over 450 ideas received from Group employees

during the ideation phase on 3 strategic themes:

the augmented banking experience, f inancial

inclusion and the future of work.

As for the “Welab Boost” program launched

in 2021, it enables volunteer developers to

experiment with new technology while benef iting

from cuttingedge support to develop new

solutions and learn new methodologies

Several use cases meeting the Group’s future

needs have been tested since its launch.

In addition, in 2022, the Group partnered with

Finastra, a multinational f inancial software

developer, to take part in “Hack to the Future”,

an international Fintech movement aimed at

establishing sustainable and inclusive f inance.

This partnership has resulted in the participation

of the bank’s employees (developers, business and

technical experts) in challenges and webinars on

DeFi, Cryptocurrencies, and NFTs through Wenov.

DATA PROTECTION

We continued to enhance our personal data protection

practices and embed a culture of privacy protection for

customers and employees in 2022 in order to comply

with current regulations in this area requirements for

collecting and processing personal data respect for

peoples rights etc The Group has formalized several

policies to guarantee data security and protection

such as the conf identiality charter for internal data

which describes the terms and conditions under

which internal data must be processed by the users

concerned Attijariwafa bank raises employee

awareness of these issues through training programs

“WENOV” BY Attijariwafa bank

AN ECOSYSTEM CONDUCIVE TO

INNOVATION

This entity, entirely dedicated to innovation,

is now the benchmark in the deployment

of innovation and entrepreneurship tools,

enabling the development of banking

solutions as well as new technology and

infrastructure.

Its “WeLab” branch, an actual technological

lab, fast-tracks the development of

innovative, high value-added technological

concepts.

The “Smart Up & Ideation”, “WeDesign” and “We Culture” branches are deployed there to devise and design

tomorrow’s banking experience, via disruptive approaches such as Design Thinking, Lean Startup etc. They also

stimulate employee creativity through various acculturation programs.

“Wenov” by Attijariwafa bank, supported by passionate and committed employees who are constantly developing

innovation tools, has worked with 120 startups and delivered around a hundred POCs since its inception.

IMMERSION INTO WENOV

Source : Bourse News

THINK

MAKE

WENOV THINK MAKE