Financing commitments and guarantees at December 31, 2022 (thousand MAD)

Commitments on securities at December 31, 2022 (thousand MAD)

Forward foreign exchange transactions and commitments on derivative products at December 31, 2022 (thousand MAD)

COMMITMENTS 12/31/2022 12/31/2021

FINANCING COMMITMENTS AND GUARANTEES GIVEN 185 706 239 158 380 477

Financing commitments given to credit institutions and similar establishments 3 484 289 2 526 017

Import documentary credits

Acceptances or commitments to be paid 532 532

Confirmed credit lines

Back-up commitments on securities issuance

Irrevocable leasing commitments

Other financing commitments given 3 483 757 2 525 485

Financing commitments given to customers 99 013 516 79 515 849

Import documentary credits 35 516 680 22 332 597

Acceptances or commitments to be paid 4 936 468 3 937 929

Confirmed credit lines

Back-up commitments on securities issuance

Irrevocable leasing commitments

Other financing commitments given 58 560 368 53 245 323

Guarantees given to credit institutions and similar establishments 22 058 723 16 000 264

Confirmed export documentary credits 679 891 86 028

Acceptances or commitments to be paid

Credit guarantees given 3 403 873 1 857 716

Other guarantees and pledges given 17 974 959 14 056 520

Non-performing commitments

Guarantees given to customers 61 149 711 60 338 347

Credit guarantees given 10 941 841 12 651 395

Guarantees given to government bodies 25 659 891 24 529 129

Other guarantees and pledges given 23 152 474 21 862 740

Non-performing commitments 1 395 505 1 295 083

FINANCING COMMITMENTS AND GUARANTEES RECEIVED 44 777 763 34 969 723

Financing commitments received from credit institutions and similar establishments

Confirmed credit lines

Back-up commitments on securities issuance

Other financing commitments received

Guarantees received from credit institutions and similar establishments 44 369 529 34 545 570

Credit guarantees received

Other guarantees received 44 369 529 34 545 570

Guarantees received from the State and other organisations providing guarantees 408 234 424 153

Credit guarantees received 408 234 424 153

Other guarantees received

Amount

Commitments given 15 135

Securities purchased with repurchase agreement

Other securities to be delivered 15 135

Commitments received

Securities sold with repurchase agreement

Other securities to be received

Hedging activities Other activities

12312022 12312021 12312022 12312021

Forward foreign exchange transactions 72 957 437 76 066 406

Foreign currencies to be received 24 625 604 30 566 825

Dirhams to be delivered 13 876 673 8 727 569

Foreign currencies to be delivered 22 032 823 29 138 439

Dirhams to be received 12 422 337 7 633 573

of which currency swaps

Commitments on derivative products 42 483 453 67 039 770

Commitments on regulated fixed income markets

Commitments on OTC fixed income markets 9 124 320 5 149 644

Commitments on regulated foreign exchange markets

Commitments on OTC foreign exchange markets 25 065 849 24 940 216

Commitments on regulated markets in other instruments

Commitments on OTC markets in other instruments 8 293 284 36 949 910