Managing risks to
be a responsible banker
We place the utmost importance on rigorous risk management to ensure the
strength and sustainability of our institution. Our approach is based on a strong
risk culture and continuous monitoring of our activities. We have put in place
sophisticated processes and tools to assess, measure and control the various types
of risk we are exposed to.”
Talal EL BELLAJ
Deputy CEO
Group global risk management
RISK MANAGEMENT AT THE HEART OF CORPORATE GOVERNANCE
The governance and organization of risk management systematically specify
and apply the management principles laid down by the banks governing
bodies The responsibilities of the key players have been clearly established
to better coordinate joint actions These players are the Board of Directors
General Management the DecisionMaking Committees and the Global
Risk Management unit Supporting the Board of Directors and chaired by the
Chairman and Chief Executive Off icer the Risk Committee examines and
authorizes major transactions in which the Group makes commitments loans
collections investments purchases etc The Committee monitors trends in
risk indicators and sets guidelines for risk management
RISK STRATEGY
