Subsidies, public funds and special guarantee funds at December 31, 2022 (thousand MAD)
Subordinated debts at December 31, 2022 (thousand MAD)
Shareholders equity at December 31, 2022 (thousand MAD)
ECONOMIC PURPOSE TOTAL VALUE
VALUE
AT DECEMBER 2021
UTILISATION
DECEMBER 2022
VALUE
AT DECEMBER 2022
SUBSIDIES
NOT APPLICABLE
PUBLIC FUNDS
SPECIAL GUARANTEE FUNDS
TOTAL
Currency
of
issue
Value of loan
of issue
Price (1)Rate Maturity (2)
terms for early
repayment and
convertibility and
subordination (3)
Value of loan
in thousand MAD
Including related businesses Including other related businesses
Value
in thousand MAD
12/2022
Value in
thousand MAD
12/2021
Value in
thousand MAD
12/2022
Value in
thousand MAD
12/2021
MAD 2.51%7 Years 240 800
MAD 2.97%7 Years 800 000
MAD 3.32%7 Years 234 000
MAD 3.34%7 Years 1 200
MAD 3.44%7 Years 250 000
MAD 3.57%7 Years 1 110 000
MAD 3.63%7 Years 603 500
MAD 3.69%7 Years 325 000
MAD 2.22%7 Years 925 000
MAD 2.13%7 Years 798 800
MAD 2.24%7 Years 330 000
MAD 2.97%7 Years 500 000
MAD 2.97%7 Years 100 000
MAD 2.79%7 Years 70 000
MAD 2.32%7 Years 896 500
MAD 2.66%7 Years 500 000
MAD 3.74%10 Years 758 000
MAD 2.54%10 Years 320 000
MAD 4.52%10 Years 588 200
MAD 4.75%10 Years 880 000
MAD 3.28%Perpetual 450 000
MAD 4.06%Perpetual 849 000
MAD 3.88%Perpetual 649 900
MAD 3.93%Perpetual 400 000
MAD 5.23%Perpetual 350 100
MAD 5.48%Perpetual 151 000
MAD 5.98%Perpetual 100 000
MAD 4.06%Perpetual 825 000
MAD 3.98%Perpetual 500 000
MAD 5.73%Perpetual 50 000
MAD 5.31%Perpetual 175 000
MAD 4.58%Perpetual 500 000
MAD 4.75%Perpetual 100 000
MAD 3.82%Perpetual 900 000
MAD 5.17%Perpetual 1 000 000
TOTAL 17 231 000
Shareholders equity outstanding 12/31/2021 Appropriation of income other changes outstanding 12/31/2022
Revaluation reserve
420 420
Reserves and premiums related to share capital 34 012 254 1 968 34 014 222
Legal reserve 213 173 1 968 215 141
Other reserves 21 304 374 21 304 374
Issue, merger and transfer premiums 12 494 707 12 494 707
Share capital 2 151 408 2 151 408
Called-up share capital 2 151 408 2 151 408
Uncalled share capital
Nonvoting preference shares
Fund for general banking risks
Shareholders unpaid share capital
Retained earnings 6 716 822 870 404 7 587 226
Net income loss awaiting appropriation
Net income 4 099 484 4 099 484 4 234 840
TOTAL 46 980 388 3 227 112 47 988 116
