20 | Activities Activities | 21

Edenred Germany, the leading player on this market, is fi nalizing the launch of Ticket Plus® Card, a new program ena- bling employees to buy consumer goods, such as food and gasoline. Thanks to a regulatory measure authorizing employers to grant benefi ts, this solution is exempt of social charges and taxes to the tune of €44 per month.

“Net wages have dropped by between 8% and 18% in Germany over the last 10 years, so a potential €528 of extra purchasing power for shopping and gasoline is a real bonus for employees. The scheme offers employers two advantages: they can attract, motivate and keep their employees by showing that they care about their well- being, and they can use the cards as a form of advertising by decking them out in the company's colors. Our card, which is accepted by an extensive network of merchants, represents a major competitive advantage. The 7,000 restaurant owners, supermarkets and gasoline stations are already convinced of its high potential.”

INTERVIEW CHRISTIAN AUBRY Managing Director Edenred Germany

Since I decided to accept Ticket CESU, more and more Mums in the neighborhood having been calling on me to help their children with their homework after school.

Ticket CESU helps our employees to strike a balance between their work and their private lives.

I use my Commuter Check® card as a pass on public transport to travel to and from work. It's easy to use and cuts my transport costs!

Absenteeism has dropped since we introduced Childcare Vouchers® for our employees.

Now that the company allows me to benefi t from Childcare Vouchers®, I can leave my children with a qualifi ed child minder every morning and head for work in complete peace of mind.

FFILIATE

I had a very tough time getting started with my shop selling ecological decorative accessories. But as soon as I decided to accept Ticket EcoCheque® as a mean of payment, I saw a real difference.

Pere Soto EJARQUE

Human Resources

Planning and Payroll

CATALUNYA CAIXA

Spain

The Ticket Transporte® Card completes the range of social benefi ts that we offer to our employees. The take-up rate of the program has been remarkable in just 3 months, showing just how satisfi ed they are with the extra purchasing power that this solution offers.

LIENT Oliver BEHRENS

Cards Manager STAR ORLEN

SERVICE STATIONS, Germany

We are delighted to work with Edenred, which, like us, is innovating on this market. Their Ticket Plus® Card program will make it much easier for our clients to pay.

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Commuting

First launched in the United States, the Commuter Check® program is meant for both private and public sector companies of fi nancing part of the transport costs that are usually paid by their employees in order to travel to and from work. Four fl exible packages and three cards developed with MasterCard® are available, depending on the travelers' daily needs. 450,000 employees and 12,000 companies in every city nationwide use the Commuter Check® solution, plus the benefi ts and facilities available on the web platform.

Childcare

Thanks to the Childcare Vouchers® program, launched in the United Kingdom in 1989, employers can help fi nance their employees’ childcare costs, so that they can come to work in complete peace of mind, while cutting the em- ployer's taxes at the same time. By the end of 2011, Child- care Vouchers®, a 98% digital solution on the web, had 13,800 clients, 40,000 active affi liates and had attracted 25,000 new benefi ciaries in the course of the year. This solution has since been launched in Portugal, Spain, the Czech Republic, Austria and Latin America.

New solutions

At the end of 2011, Edenred launched the Ticket Mind & Body® smart card in Finland, offering companies a mean of motivating their employees and strengthening loyalty by providing access to sports and cultural activities on offer from 2,000 affi liated merchants. To ay, 83% of mployers offer this type of benefi t, encouraged by a tax exemption of €400 per year and per employee.

Just a few months after the introduction of fi scal and social measures to encourage the use of public transport in Spain, Edenred launched its Ticket Transporte® Card in the second half of 2011. With this solution, employees can benefi t from aid from their employers to cover the cost of traveling to and from work on public transport. With almost 5,000 cards sold in just a few months, Ticket Transporte® accounted for 7% of the growth in issue volume in Spain in 2011.

Eco-friendly purchasing

Ticket EcoCheque® was created in 2009 in Belgium, at the request of the government, to support the purchase of environmentally friendly products. It enables companies to promote responsible purchasing practices by encoura- ging their employees to buy eco-products from affi liated merchants. Today, Ticket EcoCheque® has 31,000 clients, more than 500,000 benefi ciaries and is accepted in a network totaling more than 10,000 affi liated merchants.

Human services

Primarily offered in France in conjunction with the public sector since 2006, and fi nanced entirely or in part by com- panies, works councils or public-sector employers, Ticket CESU helps to offset the cost of a variety of designated human services. The benefi ciaries have access to a variety of services (childcare, educational support, housekeeping, age care, etc.) to help them in their day-to-day lives, at a reduced cost. Ticket CESU addresses current social issues by helping to create jobs and driving greater professiona- lization in the human services sector. There were 175,000 Ticket CESU benefi ciaries in 2011.

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