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Ticket Frete® is a new program launched in Brazil at the end of 2011, for independent truck drivers and road transport companies, that meets a regulatory requirement imposed on drivers to improve tax collections. With Ticket Frete®, a pre-charged card, it is possible to pay for gasoline and hotel stays. The card also covers truck drivers' salaries. This new regulation in Brazil represents a potential market of €23 billion and 500,000 truck drivers.

“Edenred has a signifi cant portfolio of more than 7,000 client companies that use our Ticket Car® program for their vehicle fl eets. We have a fantastic opportunity to sell our Ticket Frete® solution, because this client portfolio contains many companies that also work with independent drivers. These two programs will enable us to gain a strong foothold on the market and to propose a global response to companies' needs to ma- nage expenses related to their professional vehicles and to manage freight.”

INTERVIEW ELIANE MARIA AERE Director of Expense Management Edenred Brazil

I can fi nally keep track of the costs incurred by my sales reps when they are on the move in real time directly on the ExpendiaSmart® platform.

Ticket Car® is really very simple to use.

Last year, we cut our professional expenses by 15% thanks to Ticket Car®.

With the Ticket Clean Way® card that the company gave me, my uniform is always just perfect, and I don't need to advance any cash.

Elton BAPTISTELLA Fleet Manager

NATURA Brazil

Ticket Car® offers the company a number of advantages thanks to the real-time control of expenses and access to information.

ENEFICIARY

I am an absent-minded person, and I used to regularly lose my expense claims. ExpendiaSmart® has made my life easier, because I no longer have to even look for them!

LIENT

I clean and repair air hostesses' outfi ts and certain uniforms made by haute couture designers, because I accept Ticket Clean Way®.

Ticket Clean Way® enhances the image of our company, because our employees' uniforms are always in perfect condition.

Rocío PALOMINO Financial Director,

ACNUR Spain

Our employees no longer have to advance any cash to pay their business expenses. Thanks to Ticket Corporate®, they really feel that they belong to a company that supports them.

LIENT

Mauro SERVADEI Credit Control Assistant

General Manager Finance Department

PANASONIC Italy

ExpendiaSmart® has allowed us to streamline the administrative processes of our expense claims, to manage them more fl exibly and, fi rst and foremost, to cut costs.

LIENT

Flagship solutions

Work apparel expense management

First launched in France in 1995, the prepaid Ticket Clean Way® card was the very fi rst solution in Europe designed to make it easier to manage workwear and uniform cleaning for companies and users alike. The company issues the employee a smart card cleaning allowance that can be used in a network of more than 1,300 affi liated profes- sionals, or one third of dry cleaners in France. The Ticket Clean Way® card has attracted 350 client companies and 80,000 users since it was launched. The solution has also been introduced in the form of vouchers in other countries, including Italy, the United Kingdom and the Czech Repu- blic, and in smart card form in Netherlands.

Travel and entertainment expenses

Launched in Spain, Ticket Corporate® is a prepaid card developed in association with Solred, a subsidiary of oil company Repsol, that supports the management of business expenses. Combining the advantages of a pay- ment card and a fuel card, Ticket Corporate® allows for the complete control of expenses in real time on a web platform. Companies are able to manage the portfolio of their employees' cards themselves (charging with funds, rules for use, etc.) and to keep track of their expenses. The Ticket Corporate® card is accepted in 3,800 Repsol, Campsa and Petronor stations, with reductions on fuel prices, and can also be used to pay hotel, restaurant, public transport and taxi bills.

Fuel and  eet expense management

Launched in Brazil in 1990 to let employees purchase fuel while on business trips, Ticket Car® has today been ex- tended to vehicle maintenance expenses, providing com- panies with a genuine vehicle fl eet management tool that allows them to track and more effi ciently manage their expenses by confi guring the card for mileage, fuel type, maintenance costs etc. The program became a paperless solution in 1998, and by the end of 2011 totaled more than 330,000 benefi ciaries, 7,700 client companies and 12,000 affi liates. It has also been launched in Mexico, Argentina, Chile, Greece, and Lebanon with the brand Ticket Auto®.

Travel and entertainment expenses

In March 2011, Edenred launched the innovative ExpendiaSmart® solution in Italy for the management of business travel expenses that addresses the issue of company employees having to advance cash to cover tra- vel costs. This solution is made up of three components: a web platform dedicated to travel budget planning in ac- cordance with the company travel policy, a pre-charged card that can be personalized in the employee's name, and a customizable reporting system to control and track expenses. In 2011, 150 client companies opted for this solution and manage a portfolio of more than 2,000 cards.

New solutions The unique Ticket Clean Way® “EPI” card was launched in France at the end of 2011 to meet the requirements of a European Directive on safety by managing the traceability of Personal Protective Equipment. With this card, employers can ensure that their employees' PPE offers optimum protection at all times through close monitoring of the number of cleaning operations carried out. In France, this security issue concerns 4 million professionals every day (in public works, industry, national defense and public transport). This differentiated solution opens up a potential market of €128 million in France.

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